Fee Structure
Client-centered, fee-only planners, like Strategian Inc, are compensated for their knowledge and services, much like an attorney or a physician.
We do not receive commissions from the sale of products such as insurance or investments. Both our financial planning and investment management services are offered on a fee basis, unlike commission-based advisors who receive compensation through transactions.
Our fee model allows you to choose the amount of service and financial advice you require. In essence, it is a user pay approach — we do not assume that the more money you have, the more financial advice you need.
Fee-only advisors have fewer inherent conflicts of interest, and their fee structures might be hourly, include an annual retainer, or be based on a percentage of your investment assets.
How We Are Paid
We feel that it is critical for our clients to understand what they are paying for and how they are paying for it. Our goal is to be as transparent as possible when discussing compensation for our advice, so that we can freely research, recommend and implement strategies without partiality or restrictions.
Your fees will be based on your decision for us to proceed with the following:
- Creating your financial plan
- Implementing your plan
- Providing you with ongoing service
At each stage of the process, all fees will be clearly outlined and agreed with you before we proceed.
The fee charged depends on:
- The investment needed to complete the service,
- The degree of complexity and level of expertise required to complete the services,
- Any risks associated with providing the service.
We split our investment advice and associated portfolio management from financial advice. This allows us to target fees according to your particular and unique needs: investment and/or financial advice.
Asset Management Fee
Strategian Inc, offers non-discretionary asset management services to advisory clients. The fees for these services will be based on a percentage of assets under management.
| Assets Under Management | Strategian Inc, Annual Fee | Strategian Inc, Quarterly Fee |
|---|---|---|
| $0 to $999,999 | 0.95% | 0.2375% |
| $1M to $2,999,999 | 0.85% | 0.2125% |
| $3m+ | 0.80% | 0.20% |
Financial Planning Fee
Whether hourly or fixed monthly fee, the client will be provided with an estimated plan fee before the planning process begins.
- Hourly rate for planning or consulting $150 - 300
- Monthly Retainer $100 -300
* Our Clients are billed monthly and payment is by check or credit card within 15 days of the receipt of the invoice, (via email or regular mail). If monthly invoices aren't paid then Strategian may cease work on the plan and terminate the contract in accordance with the Financial Planning Engagement Letter.
Investor Education Fee
Our seminars are designed to help investors manage their own portfolios. At our seminars we provide our attendees research techniques that enable them to cut through the investment 'fog' and see what really matters when analyzing their existing portfolios or even if they are just starting out on their investment journey.
- Investor Seminars -per attendee (5 hours) $300-500
- Corporate Seminars (5 hours) $1,500
Business Consulting Fee
- Business Consulting Services per hour (min 3 hrs) $200
- Business Consulting Services per day, per consultant $1,200