Fixed interest & cash
Cash, short-term deposits and bonds.
Asset Management
At Strategian, you remain in control. After formulating an investment strategy based on your requirements we liaise with our clients before we take any action on the portfolio.
At Strategian we do not hold clients funds. All funds, stocks and investments are held with client designated custodians.
Knowledge is power only when it is acted upon. We at Strategian have customized investment strategies for each of our clients. We draw on our access to cutting edge research to manage your investments.
Every investor has different goals — the key to achieving them is finding the right balance.
To make the most of investing, you'll need to have an investments plan. You should build this plan around your life goals. For example, if you want to obtain a regular flow of income from your investments, you will take a very different approach from someone who wants a large lump sum of money at a certain point in the future. You must also factor in your attitude to risk (which should vary according to your stage of life).
Every investment strategy and investment portfolio is individually tailored to suit the specific and individual needs of our clients.
As your financial adviser, we can help you create an investment plan by considering your investable assets, your current income and outgoings, and what you want to achieve in life.
Investment Portfolio
An investment portfolio is the assets held by an investor. Our investment options are made up of different combinations of asset classes. Understanding their characteristics can help you make wise investment decisions when it comes to your pension.
Asset classes are broken into two categories — defensive and growth
- Defensive assets have a lower potential rate of return over the long-term but are also generally less volatile and have less potential to lose value than growth assets.
- Growth assets have the potential to earn a higher rate of return over the long-term but are also generally more volatile than defensive assets.
We advise on the following asset classes:
Stocks
Stocks and shares of ownership in a company.
Funds
Growth, Mutual Funds and ETF's
Defensive Assets:
- US Treasuries and international issued government debt
- US and International Corporate bonds.
- Cash and term deposits
Growth Assets:
- Listed US Stocks
- Listed international stocks
- Property (inclusive of direct property)
- Infrastructure (toll roads, airports, etc)
- Commodities (agriculture, precious metals, energy etc)
- Alternative assets (private equity, single or multiple trading strategies)
The Importance of Diversification
No asset class is free from risk. Using the different characteristics of each asset class in a balanced portfolio can help to smooth fluctuations in performance and balance risk.
To reduce the risk of losing capital when investing, you should diversify your investment portfolio. This means not putting all your eggs in the one basket.
Diversification can be implemented in three distinct ways by investing:
- Across asset classes
- Across markets and regions
- Across investment management styles
At Strategian our goal is to create a successful investment experience for our clients. Peter Burke CEO
Constructing your portfolio
1
Finding out the risk profile
Determine an appropriate spilt of growth and defensive assets after assessing the client's need for capital preservation, risk tolerance and capital draw downs
2
Asset allocation
Consider the client's income requirement and tax situation and then select the most appropriate asset class allocation and investment style within those asset classes.
3
Investment Selection
Careful investments selection using our extensive technical and global research capabilities.
The risk profile concept
Our risk profiles and splits between growth and defensive assets are:
| Growth | Defensive | |
|---|---|---|
| Conservative | 20% | 80% |
| Moderately conservative | 40% | 60% |
| Balanced | 60% | 40% |
| Growth | 80% | 20% |
| High growth | 100% | 0% |
Contact us for your complimentary first appointment.